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Moving to the UK

Moving to the UK

Moving to the UK from Dubai in 2021 takes careful planning and attention to details and documentation. We provide everything you need to know before moving from Dubai to the UK. Start your move today by obtaining up to 6 competitive shipping to the UK quotations FREE.

the UK is famed for tulips, windmills and coffee shops. With low crime rates, English is widely spoken and understood and a tolerant, progressive outlook, everything looks very positive, but what are the real challenges people face when they move to the UK? 

The key to a successful move to the UK is planning. Taxes are relatively high, there is a housing shortage in certain areas and renting accommodation can be a challenge. Furthermore, the UK is a densely populated country and so congestion is becoming an increasing issue. There are also important decisions to be made on schooling, healthcare and finances. Fortunately, we cover all of this and more in our ultimate moving to the UK guide 2020.

Overview

The United Kingdom encompasses the countries of England, Scotland, Wales and Northern Ireland, and although each county is steeped in centuries of history, the UK as it is known today was formed relatively recently, in 1801.

With a total landmass of only 224,000 square km, the relatively large population is fairly dense, especially in the urbanized areas. For a relatively small country, (78th largest sovereign country), the UK has had a striking impact on the world we know today. It is the world's 5th largest economy and its judicial and political systems have been adopted in many countries in part due to the days of the British empire when one-quarter of the world’s landmass was under British rule.

Britain has a long tradition of immigration. In the 1940s, ’50s and ’60s the United Kingdom policy of decolonisation began with many former colonies becoming members of the Commonwealth. During this period the UK government encouraged immigration especially from Commonwealth countries and consequently, the UK became much more of a multi-ethnic society.

Despite the 2008 financial crash, the British economy has remained relatively strong and although the country voted to leave the EU in mid-2016, the future looks positive and foreign workers are expected to continue to relocate to the UK, particularly skilled workers.

Living/Lifestyle in the UK

Most ex-pats arriving in the UK should find adjusting to life relatively straightforward, especially if moving to major cities such as London, Birmingham or Manchester, which are all very multicultural and have an international feel. There are sizeable Indian, Pakistani, Jamaican, Eastern European and African communities as well as people from other Commonwealth countries.

The British people are generally friendly and welcoming to new arrivals and polite and tolerant in terms of other traditions, cultures and religions.

Country Facts

Capital City: London
Population: 66 Million
Languages: English
Currency: Sterling (GBP)
Time: GMT +1
Driving Lane: Right
Domain: .uk
Dialing Code: +44

How bad is the British weather?

The climate in the UK is the topic of much debate, some might say to the point of an obsession. The temperate climate is renowned for being changeable. It is not unusual to experience all four seasons in one single day. The chance of rainfall is common pretty much year-round. Summers are warmest in the south-east of the country and milder in the north.

The weather seems to have a real effect on the mood of the public, and the time of the year can greatly affect the social activities of people in the UK.

What is daylight saving time?

Daylight hours during the summer increase with the longest day around 21st June (16 hours 40 minutes). Winters are generally milder than parts of North-West Europe, but temperatures regularly drop below zero. During winter months days are much shorter with the shortest day falling around 21st December with only 8 hours of sunlight.

The UK adjusts its clocks (by one hour) twice per year to counter this.

How good is education in the UK?

Accessible and high-quality are the two main adjectives that describe the education system in the UK. Children of UK residents can attend public schools for free. Aside from that, the country’s colleges and universities are all regulated by the Quality Assurance Agency for Higher Education (QAA) to make sure that quality benchmarks are constantly met.

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Cost of Living in the UK

One of the few downsides of moving to the UK is the country’s high cost of living. London, specifically, is one of the most expensive cities in the whole world. While accommodation is the primary expenses driver, the cost of everyday life in London can be as costly. 

However, compared to New York, living in London is still less expensive. According to Numbeo, you’d need around £4,720 or $6,022 to maintain an $8,200 lifestyle in New York. Aside from these, here are some points you have to consider: 

  • In London, consumer prices are lower by 21.08% compared to New York, NY. 
  • In London, consumer prices plus rent are lower by 26.55% compared to New York, NY. 
  • London rental properties are lower by 32.5% compared to properties in New York. 
  • London restaurant prices are also lower by 21.71% than restaurants in New York. 
  • London grocery prices are likewise lower by 42.84% than grocery prices in New York. 
  • One’s purchasing power in London is also lower by 10.14% compared to the New York resident’s purchasing power. 

The rental prices in the UK will largely depend on the area and region. In Greater London, for example, the monthly house rental is somewhere between 1,700 GBP to 2,000 GBP. The national average is only at 1,000 GBP.

Moving to the UK - Sainsbury's

How much do general things cost in the UK?

  • A meal at the standard restaurant is likely to cost roughly GBP15-20 per person with a beer priced around GBP4.50 and soft drinks around GBP1.20 per can. A reasonable bottle of wine costs approximately GBP8.00 and a coffee typically sets you back around GBP2.75

  • At the local supermarkets, a loaf of bread is priced around GBP1, a litre of milk approximately GBP0.90 and a dozen eggs roughly GBP2.20

  • Public transport in the UK is very good. A monthly pass in London is likely to cost around GBP130. Taxis start around is GBP5 and then around GBP3.00 per kilometre thereafter. Petrol is relatively expensive at around GBP1.10 per litre.

  • Accommodation is expensive, especially in London. A typical 1-2 bedroom apartment in a prestigious area of the city would be approximately GBP1,800-2,400 per month. Less desirable areas would reduce monthly rent to around GBP1,000-1,200

  • Basic utilities for an average two-bedroom apartment will be around GBP200. Prepaid mobile phone charges are approximately GBP0.20 per minutes and broadband Internet us roughly GBP30 per month

OF LIVING IN THE UK

The people. Brits are generally friendly, tolerant and inclusive
The weather - if you don’t like IT, wait 20 minutes and it will PROBABLY change
Rich and diverse history, many places of interest to visit and enjoy
Visa requirements are stringent post Brexit, emphasisING on skilled workerS
Amazing choice of events - including sport, theatre, concerts and festivals
London prices are astronomic. Housing, TRANSPORT, even a pint of beer
An incredible variety of world cuisine incl. a resurgence of English food
The roads are too small, too congested and littered with potholes
Home to the worlds leading Universities / PLACES of higher learning
Public schooling can vary in quality with good schools oversubscribed
Free healthcare, schooling and generous public services and care
Waiting lists for medical attention, housing and school placeS do exist

Moving to the UK - Requirements

When moving to the UK from Dubai, importing Household Goods and Personal Effects, you require

  • Copy of passport
  • Transfer of residence document (approved) see note below
  • Detailed Packing list in English
  • Bill of lading / AWB

Important note: The manual C3 customs form is no longer valid. As of 31st March, 2018 the owner of the goods must apply for transfer of residence via HMRC website – Please read our article on this for more information.

For a more in-depth look at documentation please check the International Association of Movers.

Helpful Website(s):
Moving to the UK
Transfer of Residence – ToR01

Can I import my belongings duty free to the UK?

You can under certain conditions. To take advantage of the country’s duty and tax-free import policy, your household goods must be any of the following: 

  • You have been living in a non-EU country for at least a year and the goods that you intend to carry with you to the UK have been in your possession for at least six months
  • These goods did not reach your possession under a tax-free or duty-free scheme
  • You don’t have any intention of selling, lending, or disposing these goods in the country within the next 12 months of your stay

Take note that personal effects, household appliances, clothing, and furniture fall within the ambit of household goods. Alcohol and tobacco products are not included in this category. As such, should you intend to bring these things with you to the UK, you are under obligation to declare the same to customs upon your arrival.

It is also important to note: if you plan to set up a second home in the UK, you’re required to pay VAT.

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Visas / Legal

As mentioned above, now is the post-Brexit transition phase in the UK. This particular event made navigation of the UK visa requirements, costs, and types more complex. If you’re not a Swiss, EEA, or EU citizen, the same guidelines apply. 

However, if you’re a national of one of these countries, expect some humps and bumps in your visa application along the way. There’s no need to worry, however. Different government schemes are set up to help anyone who wants to settle in the UK. all you need to is to apprise yourself of the entire visa application process.

How much do visas cost in the UK?

The cost of a UK visa application depends on various factors like the type of visa and where the application was launched. The cost of a tier 2 visa application applied outside of the country may cost you a total of 1,585 USD or 1,220 GBP. If applied within the country, you can expect to pay around 915 USD or 705 GBP.

What can you do with a UK visa?

Any UK visa holder is legally authorized to enter, temporarily stay, and permanently reside in the country. This visa can come in two forms -- a stamp on your passport or a document issued by the UK embassy or consulate in your original country of residence. 

When a visa is issued in your favour, then it means that you meet all the requirements set for the issuance of such visa type. There are different purposes why people apply for a UK visa and these reasons can be any of the following: 

  • To conduct business or to work in the UK
  • To study 
  • To enjoy the country’s tourism 
  • To be with family members already in the country 
  • To transit to another country through the UK 
  • To live in the country permanently 
  • To live there as a refugee, stateless person, or someone who simply needs permission to stay 

If you are a citizen of the Commonwealth countries, Switzerland, and the European economic area, there’s no need for you to get a visa before entering the UK.

Moving to the UK - United Kingdom visa in the passport with one pounds coin

What are the different types of UK visa?

The requirements for visa application largely depends on the type of visa you are applying for. Generally, here are the types of visa to enter the UK: 

  • Work and business visa: This type of visa is covered by stricter rules. The UK offers this visa to high-end professionals from other countries who’d like to work and live in the country either for longer or shorter periods.

  • Student visa: This is a visa that is issued to international students who’d like to study in the UK. Under this category are tier 4 student visa for children, tier 4 general student visa, and short-term student visa.
     
  • Family visa: This type of visa is issued to people who intend to visit their family members already in the UK. The validity of this visa can go beyond six months. This visa is also available to parents, children, proposed civil partner, fiance, partner, or spouse.

  • Transit visa: This is the type of visa issued to foreigners who are not nationals of Switzerland and EEA countries who intend to move to another country through the UK. The maximum duration of this visa is 10 years.

  • Visitor visa: Since the UK is a very well-known tourism destination, the country offers the UK Visitor Visas for those who want to enter the country for tourism visits, short stays, and other similar purposes. It’s rare for the authorities to grant a visitor visa that extends longer than six months.

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Money & Taxes

Another challenge that you have to prepare for as you move to the UK is managing your finances in a foreign country. It’s highly likely for you to still have financial commitments in your home country, hence, it’s highly important that you educate yourself on administering your money in various currencies, moving money in-between countries, tax systems, and more. 

How can you open a UK bank account? 

In the past, if you're not a resident of the UK, opening a bank account in a UK bank is complicated. Fortunately, the process is way easier these days. Before you choose a specific bank, make sure to verify all of the following: 

  • If it will be easy to access, manage, or manage your money between your UK bank and your bank in your home country; 
  • If the rules and policies of your bank of choice adhere to the international regulations; 
  • If your new bank has a solid operating capital base; and 
  • If it has sterling customer service.
The bank of England building in London
The magnificent Bank of England building, in London. The main vault holds 450,000 gold bars worth over £200 Billion 

What are the requirements for opening a UK bank account?

If you’re a non-resident intending to open a UK bank account, you need to prepare the following: 

  • Proof of your identity like your ID, driver’s license, or passport 
  • Proof of your UK address like Tenancy Agreement or utility bill

How does income tax work in the UK?

In the UK you are allowed to earn a certain annual income before income tax kicks in, you then pay tax based on the relevant tax bracket. 

  • Up to earnings of £12,500 you pay zero tax
  • If you earn £12,501 - 50,000 you pay 20%
  • If you earn £50,001 to 150,000 you pay 40%
  • Earning in excess of £150,001 you pay 45% tax

So, for example, if you earn £60,000 per annum

  • the first £12,500 - you pay zero (0)
  • on the next £37,500 - you pay 20% (£7,500) 
  • on the next £10,000 - you pay 40% (£4,000)
  • so total tax due is £11,500
  • Your net pay (take-home pay as it is known in the UK) is £48,500

The GOV.uk’s tool can help estimate your likely take-home pay.

Climate

The UK’s climate is generally temperate. This only means that you should expect its summers to be warm and winters to be cool. It’s rare for the country to experience extreme wind, drought, cold, or heat. However, as you may have heard, the notoriously unpredictable British weather conditions can change erratically. 

It's also important to state, the entire UK doesn't have the same climate. London, for example, is characterized by a dry and warm summer climate and a dry and cold winter climate. In the areas found in the north-west mountainous regions of England like Cumbria, you can expect a cooler temperature and more rainfalls all throughout the year.

spring

mar - may
10

80%

5

Rainy
Days Per
Month
Relative
Humidity
hours of
sunshine
per day
High

15oC/59oF

Low
3oC/37oF

Summer

june - aug

8

85%

6
Rainy
Days Per
Month
Relative
Humidity

hours of
sunshine
per day
High

20oC/68oF

Low
10oC/50oF

AUTUMN

sep - nov
12
90%
2
Rainy
Days Per
 Month
Relative
Humidity

hours of
sunshine
per day
High
15oC/59oF
Low
5oC/41oF

winter

dec - feb
15
90%
1
Rainy
Days Per
Month
Relative
Humidity

hours of
sunshine
per day
High

8oC/46oF

Low

2oC/36oF

Housing - Rent/Buy

As mentioned in the earlier part of this article, accommodation cost is the primary expense driver in the UK. Leasing a property here is quite simple. You only need your government-issued ID and of course, money to pay the rent. Short-term rentals are rentals that last less than six months. Those that extend the six-month mark are called medium-term, while those that last for more than a year are called long-term tenancies.

Renting a home in the UK

If you intend to stay in the UK for only a couple of years, renting a property is the most feasible choice. However, if you plan to settle here for good, it’s best to buy a house. You’d be happy to know that there are no restrictions for ex-pats who want to buy real estate properties in the UK. If you have been in the UK for two years or longer, and you are gainfully employed, you can also consider getting a mortgage.

Buying a home in the UK

Since the 2016 Brexit vote, the UK property market has been facing uncertainties. On the bright side, despite these reservations, the average price for houses within the UK has remained stable at 228,00 GBP.  Here are the average house price in selected British cities (Jan 2020): 

  • London: £ 480,000
  • Bournemouth: £ 291,000
  • Cardiff: £ 251,000
  • Edinburgh: £ 242,000
  • UK AVERAGE: £ 228,000
  • Manchester: £ 175,000
  • Leeds: £ 168,000
  • Birmingham: £ 167,000
  • Aberdeen: £ 159,000
  • Belfast: £ 138,000
  • Glasgow: £ 123,600
  • Liverpool: £ 121,000
Moving to the UK - A typical British semi-detached family home.
A typical British detached family home.

Healthcare in the UK

The NHS or National Health Service was the first organisation in the world to pioneer free state-sponsored healthcare. With the exception of some organisational problems, it is revered in the UK. The vast majority of healthcare is made freely available to members of public, (some sight and dental treatment might be subsidised).

Who is eligible to free NHS healthcare?

  • British Citizens who are currently resident in Britain 
  • Anyone who has been a UK resident for more than 1 year
  • People who are EU nationals
  • Anyone holding a British work permit
  • Foreign students who are on courses lasting longer than 6 months

Does the NHS have problems?

It’s not perfect. There are very dedicated and hard-working people employed in the NHS, but mismanagement from successive governments dating back over the past 25 years have left management and structural problems.

As a result, there can be long waiting lists and many health facilities including hospitals and clinics around the country show signs of neglect highlighting the fact they could have been better funded.

How do you get to see a doctor in the UK?

When you move to the UK, it is important to find a good GP (General Practitioner). You can look online, at the local library, in Yellow Pages, or the citizens advice bureau. However, like many things in life you cannot beat a good personal recommendation; so ask friends and colleagues.

You will need to make appointments to see your GP and they will only perform consultations for a limited part of the day, usually mornings. Your GP will handle a broad area of health issues but will be responsible for referring you to a specialist doctor/surgeon/consultant, depending on your medical condition.

If your English is not too strong, then you may well be able to find a GP who is fluent in your native language. The NHS staff has a diverse mixture of nationalities and can cater to virtually any nationality.

What about private healthcare in the UK?

The private healthcare in the UK is world-class, with specialists in locations like Harley Street in London offering highly specialised areas of medicine. People who can afford it often choose to go private. Although, increasingly, companies are offering employees private healthcare as part of their remuneration.

Private healthcare is not cheap, it’s a good idea to shop around several healthcare providers and to scrutinise the various terms and conditions before you make your choice.

If the NHS is so good why do people take private healthcare?

In many cases, there is little to choose in terms of care and commitment levels between the two, but where you might wait 2-3 months for an important hip replacement operation, for example, with the NHS, you can have the operation in a matter of days, maybe a couple of weeks if you have private healthcare.

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Moving to the UK with Kids

The public school system in the UK is free, and in many cases, children are able to attend schools of different ages, based on where they live and is it within the catchment area of the school. Some of the better schools have waiting lists and people will actually relocate in order to qualify.

There are many choices when it comes to schooling in the UK. State schools are free and open to everyone. The school year runs from September to June. Education is compulsory and generally starts around the age of 4 or 5 depending on which country you live within the UK. Pre-school/nursery's and kindergarten are all widely available.

All children attend primary and secondary education after which some may choose to further education (similar to a college in the US) where students study for A level. From there the option of higher education / normally at University provides the options for degree courses such as bachelors, master and PhD.

State schools tend to vary in quality with the best schools in each area generally over subscribed, so planning in this area if possible is highly recommended. As mentioned above it is important to note most schools base admissions on a catchment area and so your proximity to the school is likely to be a factor.

Schools typically run from 8:30am – 4:00pm Monday to Friday.

What about private schools in the UK?

If for whatever reason, a state school is unsuitable, and private school is the way to go, when you relocate to the UK, you will find yourself spoilt for choice. There are approximately 2,500 independent/private/international schools in the UK, who cover all curricula, faiths, genders, special needs, literally, any requirement you have can be met.

In most cases your child will be asked to sit some form of a placement test, there might be a waiting list and quite possibly an entrance/admin fee which can be considerable at some schools. Then, of course, there are tuition fees. These can range from £5,000 per term to £25,000+ per term - and there are 3 terms.

Assuming your budget can withstand this. The standard of tuition at most of these institutions is second to none. Class sizes tend to be smaller and some schools can virtually guarantee placement at prestigious colleges and universities.

Families with children who move to the UK from an international schooling background may well be familiar with an IB curriculum for example and so there is an excellent chance of matching them with an IB school close by.

Handy School Database

Moving to the UK - Beautiful Mother and Daughter on blue background

Final Thoughts

Moving to a different country can be daunting, and if you don’t get on top of things it can become quite stressful. Moving to the UK presents its own set of unique challenges, but if you follow the guidelines we have provided, we feel certain you can experience a smooth relocation to the UK.

You can start the ball rolling by completing our simple form, allowing international movers to get started on your quotation, today!

Note: This document is provided as a guide for people moving to the UK and for information purposes only. Customs regulations can and do change at any time, usually without notice. Your mover will provide you with more information.

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